John's mom,
We do let our sons use their fingers for skip counting, as it is needed to help them keep track of how many times they have counted. The real benefit of skip counting shows itself more and more the further kiddos progress down the math path.
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It is a truly helpful skill as kiddos begin doing long division with remainders, work on finding least common multiples and greatest common factors, and seek to reach common denominators when adding and subtracting fractions.
Using one's fingers to skip count is not the same as counting on one's fingers to add and subtract. This is because in skip counting the fingers are just a method for tracking the number of multiples of a given number counted to reach a product, rather than the fingers actually standing for the numbers themselves. Skip counting is a much higher level skill which goes beyond typical manipulatives.
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Plus, if your child can skip count for multiplication, she should also be able to use that same skip counting method to find the answers for division problems. This is because of the fact families. For example, here is a fact family for '2', '8', and '16':
2 x 8 = 16
8 x 2 = 16
16 divided by 8 = 2
16 divided by 2 = 8
So, if your child knows how to skip count by '2', she should be able to use that method to solve any of the problems above. In the first two equations, she would skip count eight 2's. In the next two equations, she would skip count by 2's to reach 16, which is also eight 2's.
Usually, as kiddos progress through Singapore math they internalize most of the math facts on their own. This allows you to wait to drill any facts until there are only a few troubling facts left to drill.
It is also good to note that the 'A' book of each level of Singapore is always quite a bit of work, because Singapore does not do what other math programs do in starting out with review. Instead, the 'A' book just jumps in where the previous level left off. This means that you may have to slow down to catch your breath a bit at the beginning of the 'A' book, especially if you are new to Singapore math.
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Singapore does have a great ebb and flow, however, so if you keep on moving through the book your will see that just as you feel you cannot take much more, it switches to something much easier with a whole different set of needed skills.
Blessings,
Carrie